CapTrader does not publish details of bank details for deposits and withdrawals. The bank details will be sent to you in each case after the Creating the deposit note displayed. This deposit note is necessary to deposit funds to the CapTrader account.
Deposits from business accounts to your private securities account via CapTrader are not allowed and also payment service providers, such as PayPal, TransferWise or Revolut or deposits from credit cards are currently not supported. Corresponding deposits will therefore be rejected and transferred back to the account.
Every first payout in the current calendar month is free of charge for you. If you wish to make another withdrawal in the calendar month, the fee for this is €1.00 for SEPA transfers or €8.00 for classic transfers.
Of course, it is also possible to set up a standing order for deposits and withdrawals.
Deposit money
You can make transfers in currently 23 currencies to your securities account at CapTrader.
Withdraw money
Learn how to make a withdrawal (transfer) from your CapTrader account to your private bank account here.
YOUR TAX ADVANTAGE AT CAPTRADER
The final withholding tax is not automatically withheld via CapTrader, which means that almost* your entire capital including all income and profits is fully available to you for profitable further investment. (*Exception: direct withholding tax deduction for dividend distributions).
Only in the following year do you declare your accrued investment income as part of your personal tax return. This is possible because the securities account connection is not located in Germany, but with our European partner Interactive Brokers.
OPEN A SECURITIES ACCOUNT NOW AND AT THE BEST PRICE TRADE
Through the SmartRouting function, you always buy and sell shares at the best price and especially easily.
This is because the automatic order routing takes over the selection of the exchange that is favorable for you and sends your order to the trading venue with the lowest price.
Deposit protection at CapTrader
When choosing your broker, your deposited money must be safe and your broker must be able to last in good times as well as bad. Learn more about CapTrader's deposit protection here.
TIPS AND INFO: FREQUENTLY ASKED QUESTIONS ABOUT THE PAYMENT TRANSACTIONS
For more information, please visit our Help Center
What is the reference account?
Please always make transfers to your securities account via CapTrader from your reference account specified in the securities account opening application, which is in your name. Please also set a deposit note for each transfer in the account management. With this note, we will assign your deposit to your securities account. Detailed instructions on how to set the deposit notice can be found on this page.
Why these payment methods?
We use omnibus accounts for deposits and withdrawals. There is a separate collective account for each currency. To allocate your transfer we need:
- Your name and deposit number in the reason for payment
- A deposit note in the account management (Client Portal)
Is a deposit note required for each transfer?
Yes, please create a deposit notification for each deposit first. Otherwise, your deposit will remain in the collective account until it can be allocated. If this is not possible, your deposit will be returned after about 14 days.
My deposit was not credited?
The allocation of your transfer is done by the deposit notification. Even after deposit you can still create it. As a rule, your deposit will then be assigned on a working day. However, we can assign the deposit manually. To do this, send us e.g. an account statement or a screenshot from your online banking showing the following data:
- Account number of the sending account
- Recipient account number
- Transfer reference (A scan or copy of the proof is sufficient. You are welcome to make irrelevant data unrecognizable. Please note that we only support PDF, PNG and JPEG file formats).
Are deposits via credit card, Paypal or Revolut possible?
No, deposits are only possible from your reference account.
Outdated bank details of the recipient account for deposits?
If you inadvertently use outdated bank instructions to send funds to the Interactive Brokers custodian, Interactive Brokers will make an accommodating attempt to forward the funds to the correct IB branch. Please note that this internal forwarding of your funds is free of charge in the first case. For repeated deposits to outdated Interactive Brokers bank accounts, Interactive Brokers will charge your account an Invalid Deposit Instruction Fee of 50 EUR or foreign currency equivalent.
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