{"id":46166,"date":"2023-04-29T07:00:00","date_gmt":"2023-04-29T05:00:00","guid":{"rendered":"https:\/\/staging.captrader.com\/blog\/depot-eroeffnen\/"},"modified":"2026-02-20T08:34:25","modified_gmt":"2026-02-20T07:34:25","slug":"open-a-securities-account","status":"publish","type":"blog","link":"https:\/\/www.captrader.com\/en\/blog\/depot-eroeffnen\/","title":{"rendered":"Open an online custody account: What you should consider when choosing a provider"},"content":{"rendered":"<p class=\"wp-block-paragraph\">If you want to profit from trading shares, ETFs, funds or bonds, you need a<strong> Securities account<\/strong>. If you too would like to take control of your finances and <strong>Open an account<\/strong> want, <strong>there are a few things to consider<\/strong>Conditions, costs, regulations, taxes and lots of technical terms and legal texts can quickly become overwhelming. We have therefore summarized everything you need to know about opening a custody account in a simple and clear way!&nbsp;<\/p>\n\n\n<style id=\"bricks-inline-css-component-lnntzm\">\n\/* BREAKPOINT: Desktop (BASE) *\/\n.block-editor-iframe__body .brxe-rtliac:not(.tag), .block-editor-iframe__body .brxe-rtliac img{aspect-ratio: 1; object-fit: contain}\n.block-editor-iframe__body .brxe-rtliac{width: 65px}\n\n\n\/* BREAKPOINT: Desktop (BASE) *\/\n.block-editor-iframe__body .brxe-lkidxf{border: 3px solid #F6F6F8; margin-top: -60px; background-color: var(--light)}\n\n\n\/* BREAKPOINT: Desktop (BASE) *\/\n.block-editor-iframe__body .brxe-jzmkoh{font-weight: 600; font-size: var(--text-xl); text-transform: uppercase}\n\n\n\/* BREAKPOINT: Desktop (BASE) *\/\n.block-editor-iframe__body .brxe-umltno ul li{ list-style: none; position: relative; padding-left: 30px;} .block-editor-iframe__body .brxe-umltno ul li::before{ content: ''; position: absolute; left: 0; top: 0.4em; width: 15px; height: 15px; background-image: url('\/wp-content\/uploads\/2024\/02\/square-full-solid.svg'); background-size: contain; background-repeat: no-repeat;}\n\n\n\/* BREAKPOINT: Mobil Hochformat *\/\n@media (max-width: 478px){\n.block-editor-iframe__body .brxe-xowhkb{margin-top: 20px}\n}\n\n\/* BREAKPOINT: Desktop (BASE) *\/\n.block-editor-iframe__body .brxe-lnntzm{background-color: #F6F6F8; align-items: center; position: relative; margin-top: 60px; padding-right: var(--space-l); padding-bottom: var(--space-l); padding-left: var(--space-l)}\n\n\n\/* Disable links in editor *\/\n.block-editor-iframe__body a.brxe-lnntzm, .block-editor-iframe__body .brxe-lnntzm a{ pointer-events: none; }\n<\/style><div class=\"brxe-lnntzm brxe-block\"><div class=\"brxe-lkidxf brxe-div radius-full padding-s\"><img decoding=\"async\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2025\/06\/Icons_Uebersicht-blau.svg\" class=\"brxe-rtliac brxe-image css-filter size-full\" alt=\"A simple outline of a document with horizontal lines and a yellow magnifying glass in front of it, symbolizing the document check or search.\" \/><\/div><div class=\"brxe-xowhkb brxe-block\"><h2 class=\"brxe-jzmkoh brxe-heading\">The most important in a nutshell<\/h2><div class=\"brxe-umltno brxe-text\"><ul>\n<li>You need a securities account to trade stock market products such as shares, funds, ETFs, bonds or derivatives<\/li>\n<li>It is easy to open a custody account today - finding the right provider, on the other hand, can be much more difficult!<\/li>\n<li>A large selection and favorable conditions are generally the main criteria for selection. Good brokers also offer many order types and trading venues<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">Why do we need to open a custody account at all?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to a current account, call money account, insurance policies and other financial products, opening a custody account and dealing with stock market trading can quickly seem like a major challenge. <strong>However, you can only build up assets successfully with such a securities account <\/strong>and participate in lucrative investments such as shares or ETFs.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is because such a custody account is structured differently to your current account, for example: <strong>This is the only place where you can buy, sell and transfer securities such as shares and book the holdings.<\/strong> Since access to stock exchanges is also only possible via such a securities account and a broker, <strong>there is no way around opening a custody account.&nbsp;<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2024\/03\/Gw6lpY19zu_oqZTm2FXZsJIlJ9O0tRR4Sm8mPAbd3miLnswxMObSuRZNugAjkvwm4dKvvPjGwk6YJHsiFym0WJfNynJstv4VLLTjf4uE5J5GOzyQ7iBaxRg2p4kMqybD0vW3rquBv3ju1A08fW5py04.jpeg\" alt=\"This is how buying and selling securities with an online broker works\" style=\"width:651px;height:365px\"\/><figcaption class=\"wp-element-caption\">This is how buying and selling securities with an online broker works<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">The German Banking Act stipulates that Securities accounts may only be operated by appropriately regulated financial or credit institutions. It works in a similar way to a regular account, except that shares, ETFs, bonds and funds are moved or stored instead of euro amounts. Capital that you hold in cash or profit distributions from your shares are also booked here.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Today, depots are <strong>Can only be used in two ways<\/strong>: The most common variant is the <strong>Online custody account, <\/strong>where the holder can manage and trade their own securities themselves via a web interface or app. A large number of brokers offer such custody accounts - including young and modern companies as well as well-known banks and international corporations.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, there is also the \"<strong>traditional variant\" via a bank<\/strong>: Here, the broker or financial advisor is often called and a stock market transaction is initiated. Personal advice is also possible. Since this service <strong>enormously higher costs compared to online brokers<\/strong> (depending on the size of the order, the fees can easily be a hundred times higher), the demand for such offers is falling and is already the exception today.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We are an online broker that offers the most favorable conditions and the largest selection. We make up for the lack of physical branches with our award-winning customer service, which is also available by phone, live chat and email,&nbsp;<a href=\"https:\/\/www.captrader.com\/en\/callback-service\/\" target=\"_blank\" rel=\"noreferrer noopener\">Callback service<\/a>&nbsp;for or the classic e-mail: info@captrader.com is available!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group banner-bild\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><a id=\"brxe-natriv\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s banner-bild\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"A smiling man and a smiling woman sit together at a laptop looking through papers; a banner ad lists financial services and offers an &quot;open account&quot; button.\" id=\"brxe-oqhpgu\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN.jpg 1500w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN-300x100.jpg 300w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN-1024x341.jpg 1024w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN-768x256.jpg 768w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Konto-Eroeffnen_EN-18x6.jpg 18w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/a><a id=\"brxe-molbtd\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s\"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"700\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Konto-Eroeffnen_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"A man and a woman look at documents and a laptop advertising stock market trading, account opening and services.\" id=\"brxe-tlerqb\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Konto-Eroeffnen_EN.jpg 350w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Konto-Eroeffnen_EN-150x300.jpg 150w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Konto-Eroeffnen_EN-6x12.jpg 6w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How the first share portfolios were created<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The name \"Depot\" comes from its historical use: This is where \"real\" documents, printed on paper, were deposited for the owners, i.e. <em>deposited<\/em>. From the very beginning - the first modern stock exchange opened its doors in Amsterdam in 1612, other forms of stock exchange 200 years earlier - shares were traded in roughly the form that is still common today: <strong>It is not the owners (private individuals) of a share who trade it on the stock exchanges, but stockbrokers acting on their behalf.<\/strong> These in turn work for financial institutions.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even back then, it had to be ensured that every trade was carried out properly. If the owner of a share wanted to sell it, the certificates, i.e. the actual securities, first had to be transported to the stock exchange, counted and verified - an unreasonable effort in the days of horse-drawn carriages.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, the infrastructure of the financial market at the time allowed the holders of shares to <strong>securities directly to their banks or a broker, <\/strong>if trade was desired. These often had several branches, which reduced the logistical effort. Little by little, it became clear that it was<strong> easiest<\/strong> would be <strong>Deposit shares directly with the respective financial institution<\/strong>The securities account was born.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The respective institute now had the<strong> physical documents <\/strong>of its customers. If the sale was desired, the financial institutions could transmit this order to \"their\" brokers on the stock exchange, where it was then executed. As only brokers from the individual financial institutions met on the trading floor, they could be sure that the traded securities were actually available in the individual securities accounts. This trust meant that it was soon no longer necessary to actually take the individual shares to the stock exchanges. <strong>Once the trade was concluded<\/strong> and one share has changed hands, <strong>the certificate was sent by messenger, later by post, to the new depot.&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, there have also been a number of crises and crashes in the history of the stock markets. The <a href=\"https:\/\/de.wikipedia.org\/wiki\/Gr%C3%BCnderkrach\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Founding crash in 1873<\/a> led to dramatic losses and a revised Stock Corporation Act. The political aim at the time was to keep private investors away from the seemingly dangerous stock market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This was also very effective, so that until the middle of the 20th century, German private individuals were only active on the stock markets to a very limited extent. The effects of this policy can still be felt today: comparatively few people in Germany take their finances into their own hands.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Although <strong>securities accounts have existed for several hundred years,<\/strong> until the Second World War, it was quite common to keep the documents themselves. For a long time, the documents were kept in safes or even as wall decorations. In the event of a trade, there was still a need to send these documents. The shares were packed in envelopes and sent by post. In addition to the high cost and security concerns, it was above all the introduction of the \"global certificate\" that marked the end of private share safekeeping.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Requirements for opening a custody account<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Who has a <strong>Open an account<\/strong> would like to use the<strong> same conditions as for other accounts <\/strong>(for example the current account). These similarities are quite easy to explain: <strong>The safety requirements and legal regulations are numerous! <\/strong>The financial market and financial services are subject to strict scrutiny in Germany, Europe and almost everywhere in the world.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can be somewhat annoying for customers who want to open a custody account. Overall, however, this monitoring is<strong> clearly positive, as it protects investors from fraud or losses in times of crisis.&nbsp;<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Providing personal data<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A basic requirement for opening a custody account is the <strong>Transmission of some personal data to the respective broker. <\/strong>This is because all providers are obliged to verify the identity of their customers. <strong>It is not possible to open an anonymous custody account or to trade shares or other securities anonymously.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The required information includes, among other things <strong>Name and address.<\/strong> The accuracy of the information must also be verified and thus the identity established. There are two possible scenarios for this:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An online broker carries out the <strong>Identity verification online or by post.<\/strong> This can be done using either an online identification procedure (identity is confirmed via an app or a video call with a customer service employee), a Post-Ident procedure (the applicant must go to a post office to have their identity verified there) or by submitting documents (uploading\/sending copies of ID by post). Customers can carry out this procedure (with the exception of Post-Ident) from the comfort of their own home, which is much more convenient.&nbsp;<\/li>\n\n\n\n<li>A traditional bank manages the<strong> Confirmation of identity on site <\/strong>This means that the applicant's ID is checked by employees in a branch. This solution is particularly suitable for people who do not have a smartphone or computer.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Also a <strong><a href=\"https:\/\/www.captrader.com\/en\/before-the-opening-of-the-depot\/\">Confirmation<\/a><a href=\"https:\/\/www.captrader.com\/en\/before-the-opening-of-the-depot\/\" target=\"_blank\" rel=\"noreferrer noopener\">n<\/a><a href=\"https:\/\/www.captrader.com\/en\/before-the-opening-of-the-depot\/\">g of the address is required<\/a>.<\/strong> However, this does not usually require as extensive a check as the identity check. It <strong>it is usually sufficient to upload, send in or show a registration certificate or a current invoice, bank statement or similar document from an authority or bank,<\/strong> that contains the address clearly legible.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One reason for data collection is the <strong>Reconciliation with the tax authorities. <\/strong>They can retrieve the information in various ways and thus ensure that any profits have been taxed correctly. Foreign brokers are also subject to an audit so that <strong>is not possible to maneuver income past the tax office.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a securities account is opened, the <strong>Profession or employer <\/strong>is requested. Among other things, this information is used to check whether the applicant is a \"Politically Exposed Person\" (PEP). The broker thus complies with the <strong>Requirements of the Money Laundering Act <\/strong>which imposes numerous requirements and makes testing necessary.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Residence<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The individual providers <strong>restrict which persons can open a securities account on the basis of citizenship<\/strong>. As a rule of thumb, citizens from the European Economic Area have a wide choice of possible brokers. People from North America and nations such as Australia, New Zealand, Japan, South Korea etc. will also be able to open a securities account in Europe with comparative ease.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone who does not have a passport from Germany or the aforementioned countries often has to take additional steps when opening a custody account. For example, a residence permit or settlement permit must be presented in addition to the passport. Some brokers reject citizens of certain countries even if they are permanently resident in Germany.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Current account<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A current account is required to open a custody account. <\/strong>Among other things, this is used for subsequent deposits and withdrawals. The name of the person wishing to open a securities account must match the name of the account holder. Some brokers, such as CapTrader, also accept accounts from other countries. Within the EU in particular, it is often possible to register if your account is domiciled in another country.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Minimum age<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The minimum age, <\/strong>to open a securities account is generally <strong>18 years. <\/strong>For so-called <strong>\"<a href=\"https:\/\/www.captrader.com\/en\/glossary\/margin-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">Margin accounts<\/a>\"<\/strong>which enable trading in complex, leveraged products, an age requirement of<strong> at least 21 years <\/strong>usual.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Capital<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">All brokers require a <strong>Minimum amount to be paid into the securities account. <\/strong>Both the amount and the time available for this differ from provider to provider. Some companies allow you to open a custody account <strong>with just a few euros <\/strong>to open an account. However, professional brokers with a larger offering in particular set higher amounts in order to ensure the integrity of their customers. Global stock exchange trading always requires a certain level of financial resources in order to generate sustainable profits.<\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We make registration particularly easy for you! All we need is a copy of your ID and proof of address, which you can upload from the comfort of your own home. You also need to provide your tax number and your employer or profession - that's it! If you have any questions, the CapTrader team will be happy to assist you with your application!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group banner-bild\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><a id=\"brxe-kbumbq\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s banner-bild\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"An astronaut floating in space with the earth in the background, next to it an advertising text about share trading services and a yellow &quot;Open account&quot; button.\" id=\"brxe-xmcpzb\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN.jpg 1500w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN-300x100.jpg 300w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN-1024x341.jpg 1024w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN-768x256.jpg 768w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-Astronaut_EN-18x6.jpg 18w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/a><a id=\"brxe-devmle\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s\"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"700\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Astronaut_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"An astronaut floats in space next to ad text promoting stock trading features such as global exchanges, short selling and fractional shares. A yellow button reads &quot;Open an account&quot;.\" id=\"brxe-edyjfs\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Astronaut_EN.jpg 350w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Astronaut_EN-150x300.jpg 150w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_Astronaut_EN-6x12.jpg 6w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Open the right custody account: You should pay attention to these points<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone wishing to open a custody account today faces a <strong>large selection of possible providers<\/strong>. <strong>However, not all brokers are suitable for all financial plans!<\/strong> While some of the companies, for example, are aimed specifically at absolute amateurs who want to gain their very first experience of share trading, other offers are more tailored to advanced investors or even professionals.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The choice of financial institution - <strong>Online broker or traditional bank <\/strong>- has a significant influence on the product range, opportunities and costs! Which broker is right for you therefore depends heavily on your specific goals. The following factors should be taken into account:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. online broker or bank?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Probably the most important decision is the question of whether to place your custody account with a <strong>Online broker or a bank <\/strong>want to open. The difference is easily explained: <strong>Online broker<\/strong> focus entirely on an offer that <strong>exclusively online, <\/strong>i.e. via a web interface or apps. The companies<strong> do not operate any branches themselves,<\/strong> so that you cannot communicate face-to-face with employees.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, the brokers offer their help via e-mail, chat function or telephone. In return, the online brokers can <strong>by far the most favorable conditions <\/strong>offer: If you have a <a href=\"https:\/\/www.captrader.com\/en\/open-a-securities-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">Open an account<\/a>you can trade shares, ETFs and co. for minimal euro amounts!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among online brokers, the so-called <strong>\"Neo-Broker\"<\/strong> as an independent category. These service providers offer a<strong> hardly any customer service and often only a very limited range of products <\/strong>(few shares, only a handful of rudimentary order types, etc.). However, they are<strong> Particularly easy to operate via very simple apps <\/strong>and are therefore aimed specifically at absolute laypersons.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course you can also <strong>open a custody account with a bank. <\/strong>Here you benefit from the <strong>personal advice <\/strong>by the respective employees and can also visit a branch. Also<strong> the offer <\/strong>securities, order forms and other investment products <strong>is often very good here.<\/strong> In return, however, you must<strong> the highest fees<\/strong> which in many cases are also calculated as a percentage of the order value.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So if you open a custody account with a bank and invest a large amount in shares, for example, you will also<strong> high euro amounts in fees<\/strong> due. This, in comparison to online brokers really <strong>enormous costs<\/strong>and the <strong>often a lack of user-friendliness of the offers, <\/strong>have made bank custody accounts a marginal phenomenon. Some banks have even recognized the signs of the times and now operate their own online brokers where you can also open a custody account.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We are a classic online broker with a focus on user-friendliness and professional tools. This means that we offer you very favorable conditions and customer service that won't let you down. Unlike many \"neo-brokers\", our range is very extensive and offers all the important tools even for professionals!<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2. scope of the product catalog<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The financial market offers <strong>Dozens of different investment vehicles<\/strong> <strong>each with their own advantages and disadvantages. <\/strong>Within each of these categories you will find hundreds, thousands or (in the case of shares, for example) even millions of securities in which you can invest. The problem is that no provider has all the assets in its catalog! You should therefore <strong>Even before you open a securities account, make sure that the broker in question has the right <a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/\" target=\"_blank\" rel=\"noreferrer noopener\">Securities<\/a> leads.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially <strong>with the beginner-friendly neo-brokers<\/strong> investors here must <strong>have to accept huge cutbacks.<\/strong> The simple, app-based providers have<strong> often only a few hundred papers to choose from. <\/strong>They are therefore suitable at most for people who are only considering simple, well-known shares.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Due to the wide range of possible investments, you should check the following offers, among others, before opening a custody account:&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Which shares does the broker carry?<\/strong><a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/stocks\/\"> Stocks <\/a>are undoubtedly the best-known and most popular asset class. Here you acquire shares in a company and benefit from its success. You can sell the shares at a profit after the price has risen or, in the case of some companies, earn money through profit distributions. <strong>Before you open a securities account, you should therefore check the selection of shares.<\/strong> The number of available <a href=\"https:\/\/www.captrader.com\/en\/trading-places\/\" target=\"_blank\" rel=\"noreferrer noopener\">Trading centers<\/a> a role.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The available shares vary massively among the individual providers: the figures range from under 1,000 with some neobrokers to millions, such as with <a href=\"https:\/\/www.captrader.com\/en\/\">CapTrader<\/a>. <strong>Also pay attention to the possibility of short selling<\/strong>This method allows you to make profits even when prices are falling. If such <a href=\"https:\/\/www.captrader.com\/en\/blog\/short-sale\/\" target=\"_blank\" rel=\"noreferrer noopener\">Short sales<\/a> is not available from one provider, you are depriving yourself of a lucrative investment technique if you open your securities account here!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The shares include popular stocks for long-term investments, building up a dividend portfolio or similar strategies that are designed to last several years. Even if you are not currently interested in shares (for example, because you only want to invest in ETFs at the moment), you should open a custody account that offers you a wide selection of shares. It is not unusual for your own priorities and goals to change over time and a long-term equity investment suddenly becomes attractive.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Which ETFs can I invest in? <\/strong>Exchange traded funds, or ETFs for short, have become an enormously popular investment vehicle in recent years. This is no surprise, as they stand out due to their broad diversification and low costs. Such a fund contains several equity companies (or other investment products) at the same time. When you open a custody account and buy such an ETF, you automatically invest in all the companies it contains.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This ensures <strong>excellent diversification without great effort. <\/strong>Unlike traditional investment funds, no highly paid managers select the contents here. Instead, a predefined reference value, such as an equity index, is replicated automatically. This not only ensures significantly lower costs, but also allows a large selection of ETFs: several thousand of these funds are available today and come with a wide variety of contents. Even short ETFs or leveraged products are now available in large numbers.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is therefore all the more important that you pay attention to the selection of ETFs when opening a custody account - at least if you are planning to invest in such products. Even if you are not currently invested in exchange-traded funds, you should not write the products off completely and prefer to choose a provider that has some of them in its range.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What derivatives are available? <\/strong>Derivatives are financial products that are derived from other investments. They are generally regarded as<strong> very lucrative, but also complex and risky. <\/strong>If you are opening a custody account for the first time, it is advisable to gain some practical experience with \"simple\" products such as shares or ETFs first.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As derivatives <strong>Ideal for hedging your portfolio <\/strong>and promise the highest profits, you should not ignore this form of investment when choosing a broker - it is highly likely that you will also want to try your hand at these attractive investments later on!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typical derivatives include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/certificates\/\" target=\"_blank\" rel=\"noreferrer noopener\">Certificates<\/a><\/strong>. They are issued by banks and represent a kind of bet on the price of an exchange-traded security. These can be shares, commodities, bonds or currencies, for example. Thanks to the possible leverage effects, such a bet can be <strong>very lucrative<\/strong> if you were right - <strong>but also cause high losses,<\/strong> if your plan doesn't work out.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Certificates are particularly exciting for markets that are difficult to access, as they allow you to easily profit from movements. Due to the large selection of certificates, you should already keep an eye on the broker's offering when opening a securities account - it would be annoying if you want to get into these products later but they are not provided by your service provider!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/futures\/\" target=\"_blank\" rel=\"noreferrer noopener\">Futures<\/a>.<\/strong> Futures are forward contracts based on the future prices of the underlying asset. They can be based on commodities, shares or currencies, for example. As futures are standardized and regulated and have a high level of liquidity, they are a popular asset among active traders. If you are thinking about getting into futures trading, you should look out for suitable offers when opening a securities account. <strong>Many brokers in the entry-level segment do not have futures in their program.&nbsp;<\/strong><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/options\/\" target=\"_blank\" rel=\"noreferrer noopener\">Options<\/a>. <\/strong>The buyer of an option can secure performance from the seller and pays a premium for this. If the market situation is positive for the buyer, he will execute the option and claim the performance. As the name suggests, there is an option to execute a trade - but no obligation to do so.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If the market action is not attractive, the buyer can let the option expire - but the seller can keep his premium. Options have a variety of uses in the financial sector, from the <strong>Hedging through more favorable purchase prices to the generation of profits.<\/strong> However, options trading requires a certain amount of expertise and not every investor is interested in diving into this area.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Which bonds are available? <\/strong><a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/bonds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bonds<\/a> have a reputation for being defensive and \"boring\" investments. In this role, however, they are <strong>indispensable component of many investment strategies! <\/strong>Also <strong>high-yield and high-risk bonds are available.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A bond is issued by a company, state or institution. Buyers lend the money to the issuer and receive it back at the end of the term. In return, they are paid interest. As bonds are exchange-traded products, they are subject to price fluctuations, meaning that owners can also make a profit by selling them prematurely under certain circumstances.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bonds are available from almost all brokers. If you are interested in a particular bond, you should check availability before opening a custody account. As a rule, however, the supply of bonds from most providers is more than sufficient.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to these products, there are many other possible investments, such as the <a href=\"https:\/\/www.captrader.com\/en\/tradable-products\/forex\/\">Forex trading<\/a> or warrants. If you decide on one of these offers in particular, you should <strong>check whether these are available from the selected provider before opening a custody account.&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With more than 1.2 million securities, bonds, ETFs, options and other derivatives at top prices, we have left all our competitors behind. If you can't find an asset with us, it probably doesn't exist!<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">3. selection of trading venues<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The number of trading venues is often ignored when opening a securities account. This is a mistake that can have financial consequences! <strong>Trading venues represent the respective stock exchanges, <\/strong>where securities and derivatives can be bought and sold. In Germany, for example, there are five regional floor exchanges as well as several providers for over-the-counter trading.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Several stock exchanges are also available abroad in the individual countries. <strong>Each broker offers access to a limited number of these exchanges. <\/strong>Depending on which regions you prefer to trade in, you should <strong>Consider the differences when opening a custody account!<\/strong> Because those who buy locally can in some cases<strong> achieve better prices. <\/strong>The more trading venues a broker has in its range, the greater the chance of such savings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are also differences in terms of <strong>Trading hours and liquidity.<\/strong> With frequent transactions, the <strong>different fees<\/strong> noticeable: The trading venues differ greatly in this respect and each imposes its own surcharges.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially the<strong> Neo-brokers suffer from a very small number of available trading venues<\/strong> - In some cases, they are limited to just one. As a result, investors who open a securities account here are limited in their options accordingly.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over 150 exchanges in 33 countries for securities, options and everything a trader's heart desires: CapTrader offers more trading venues than most other brokers!<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">4. selection of order types<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Buying on an exchange differs from shopping in a supermarket, for example: due to the fluctuating prices for the various products, the <strong>Trade with various <a href=\"https:\/\/www.captrader.com\/en\/order-types\/\" target=\"_blank\" rel=\"noreferrer noopener\">Order types<\/a> <\/strong>can be executed. From the simple market order, in which a transaction is executed immediately at the best available price, to order types such as limit orders or stop orders, in which we can set conditions - we have a wide range of options. <strong>Investors need these tools to invest successfully.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Before you open a securities account, make sure you check the selection of order types.<\/strong> The simple neo-brokers in particular often only have an absolute minimum of one to three order types. This restriction can cause noticeable disadvantages if, for example, profits could not be fully realized due to a missing trailing stop-loss order!<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If market, stop and limit orders are not enough for you, CapTrader is the right place for you: with over 100 order types and algorithms, you can implement any strategy perfectly!<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">5. costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A fee is charged for trading in securities, derivatives and the like, which can vary greatly from provider to provider. Everything is possible here, from almost free transactions to high percentage charges for each order. <strong>The costs are a particularly important point,<\/strong> which you should definitely check before opening a securities account! <strong>Some providers conceal their actual fees<\/strong> by breaking them down into trading venue costs, brokerage fees, order fees and many other cost items. Subsequently, these companies often advertise full-bodied with \"No order fees!\", but at the same time charge high fees elsewhere.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2024\/03\/6XjEK1G5Wg9H2O9iylpRRfna6BURAecC3VCu7vFVygz95WVgQ4Wr1q_wX_griJ0F1Nx5SNbVEURtRcW6eiOaKsRmlMEifGthrLL_dZn-2VFJcbZCVLtY21UbGPF-MW-nxiAm00gIEl7Uv7AMGurVy-4.png\" alt=\"Comparison of custody account fees of CapTrader and other brokers\"\/><figcaption class=\"wp-element-caption\">Comparison of custody account fees of CapTrader and other brokers<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Some providers today even charge a <strong>Deposit fee,<\/strong> when you open a custody account. <strong>In 2023, this is a clear warning signal: <\/strong>Such a <strong>Basic fee is no longer up to date <\/strong>- Most brokers have been waiving this fee for years. If a company still insists on this fee today, there is a very high probability that it will be <strong>is not up to date in other respects either.&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since all expenses can significantly reduce your return, low costs are a clear advantage for a broker. <strong>Comparing prices is therefore one of the most important aspects when you want to open a custody account.&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We are significantly cheaper than most of our competitors - with a larger selection and better service! You won't even find a custody account fee at CapTrader.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Special case of savings plans<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>Savings plan<\/strong> is a concept for <strong>Automated, recurring purchasing <\/strong>a share or ETF. An asset is purchased regularly, for example once a month, for a fixed amount. Execution takes place without us having to actively do anything.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The idea of savings plans has found many supporters in recent years, as it offers a number of advantages. Regularity makes it suitable for <strong>good for long-term wealth accumulation.<\/strong> The staggered purchase of a share or ETF at different times also ensures a good average entry price. This phenomenon is known as the \"cost-average effect\".&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to open a custody account to invest specifically in savings plans, you should of course <strong>make sure that the respective broker also has the desired products in its program. <\/strong>The conditions here should also be attractive, because <strong>Many providers already offer special conditions for savings plans. <\/strong>However, if you are not interested in long-term wealth accumulation through savings plans, you can safely ignore this point. <strong>Purchases can still be made using traditional, one-off (or multiple) transactions.&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><strong>CapTrader can do that:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">More than 8,000 ETFs and funds eligible for savings plans from 10 euros savings rate, custody of fractions and dynamic limits. At CapTrader you will find the right&nbsp;<a href=\"https:\/\/www.captrader.com\/handelbare-produkte\/sparplaene\/\" target=\"_blank\" rel=\"noreferrer noopener\">Savings plan<\/a>&nbsp;with our partner eBase!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group banner-bild\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><a id=\"brxe-ehpeyj\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s banner-bild\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"A woman in a yellow outfit stands next to an RV parked on an empty desert highway. The image promotes global stock market trading with a focus on direct access and account opening.\" id=\"brxe-fkgajw\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN.jpg 1500w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN-300x100.jpg 300w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN-1024x341.jpg 1024w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN-768x256.jpg 768w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-US-Handel_EN-18x6.jpg 18w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/a><a id=\"brxe-crjvgc\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s\"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"700\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_US-Handel_EN-1.jpg\" class=\"brxe-image css-filter size-full\" alt=\"A woman in a yellow hoodie talks on the phone next to a mobile home parked on a street; the text promotes global and direct stock market trading.\" id=\"brxe-bwanls\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_US-Handel_EN-1.jpg 350w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_US-Handel_EN-1-150x300.jpg 150w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_US-Handel_EN-1-6x12.jpg 6w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Open a custody account: Which type of custody account is the right one?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most people who want to open a custody account think of a so-called <strong>Single custody account.<\/strong> It is the <strong>Standard account type for private individuals<\/strong>who want to invest in exchange-traded products or engage in active trading. Here is <strong>a single person Account holder<\/strong> and has full control over all aspects of the portfolio.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Such an individual securities account is the most common solution. This type of custody account is also the most frequently selected at CapTrader. This focus has led to <strong>many brokers no longer offer any alternatives at all!<\/strong> With neo-brokers in particular, there is usually no option to select a different type of account, which severely restricts users.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At CapTrader we offer you such <strong>Individual accounts with numerous possible extras: <\/strong>With just a few clicks, you can turn a \"normal\" custody account into a<strong> Family Account <\/strong>and <strong>add up to 15 family members.<\/strong> This type of account is ideal if, for example, you want to introduce your children to the financial market and want to intervene in a regulatory way.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, you don't have to settle for this option when you open an account! Another very popular option is the <strong>Joint account<\/strong>. Here are <strong>two persons are listed as holders of the securities account <\/strong>and have joint control. Such a joint account is a good solution for married couples and registered partnerships, for example.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CapTrader also offers you the option of setting up your <strong>company, trading company, foundation or other institution to open a securities account. <\/strong>We are one of the few brokers to provide you with such an account for your business investments. Such a securities account is ideal for a \"savings bank GmbH\" (trading GmbH), where you can invest your capital profitably and benefit from massive tax advantages.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The management of foundation assets is a complex field that many providers deliberately avoid. At CapTrader, we not only enable you to manage a<strong> Foundation deposit <\/strong>to open; we also have <strong>your own team<\/strong> set up, <strong>that deals exclusively with the concerns of foundations!&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In order to make account selection at CapTrader as easy as possible, we have created a <strong>Classification into the three typical types of custody account: individual, joint and business account <\/strong>undertaken. Further specializations (<a href=\"https:\/\/www.captrader.com\/en\/account-types\/family-account\/\">Family Account<\/a> as a special form of individual account, trading GmbH account as a special form of business account, etc.) can then be made in the respective category. We also offer a <strong>Comprehensive advice from our customer service team<\/strong> to answer all your questions before you register.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Select provider and open custody account<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before you open a custody account, you should check your <strong>analyze personal needs and goals.<\/strong> Depending on the strategy you pursue on the stock market, you may be able to choose from different brokers. The basic rule of thumb is this:<strong> The more actively you want to trade and work on your assets, the more important the choice of broker is.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if you plan to trade options on a regular basis or use the <a href=\"https:\/\/www.captrader.com\/en\/blog\/day-trading-with-stocks\/\" data-type=\"post\" data-id=\"1110\">Day trading <\/a>to start trading, extensive research is required. In this case, you need to open a securities account with a broker that offers you a large selection of suitable products in several trading venues and at the same time charges the lowest possible costs. A large arsenal of order types is also essential. Due to the cost structure, only online brokers are suitable for such scenarios.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another extreme example would be a very passive investment strategy. For example, if you only want to invest some money in shares of well-known companies on a regular or one-off basis, the demands on the broker are massively reduced. In this case, you could also open a custody account with a less than ideal provider, as you probably only trade infrequently and don't need assets that are difficult to access. In such a scenario, one of the simple online brokers could be sufficient. A custody account with a bank would also be conceivable, as the high costs are rarely incurred.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To find the right provider, you should <strong>first check the broker's product range:<\/strong> The investment products you want to invest in must be available in sufficient numbers. Among the service providers that provide a suitable product catalog, you should <strong>then find your personal winner based on the costs, choice of trading venues, order types and overall impression<\/strong> and open a custody account. And don't forget the importance of good customer support - especially when things get hectic on the markets, it's good to have a reliable partner at your side who will always be there to help you, even in difficult situations. <a href=\"https:\/\/www.captrader.com\/en\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">advice and support<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tip: You don't just have to open a custody account ....<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Custody account management fees and other ongoing costs that could be incurred when you open a custody account will be virtually non-existent in 2023. This not only ensures savings for investors, but also has an attractive side effect: <strong>Today you can open several securities accounts without any problems<\/strong> and benefit from different offers!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since <strong>with high-quality brokers<\/strong> costs will only be charged for actual trades, <strong>you will not suffer any financial disadvantage, <\/strong>if you open several custody accounts. It is also possible to change an existing custody account at any time. <a href=\"https:\/\/www.captrader.com\/en\/depot\/custody-account-income\/\">to another provider.<\/a>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This opens up numerous opportunities for investors: For example, if you have already opened a custody account with a simple broker with little choice, you can <strong>an additional account with CapTrader<\/strong> create new opportunities with more than 1.2 million securities. Here you can also use professional trading software and implement complex strategies, options trading or day trading - aspects that are denied to you with many other brokers. Here you will find a detailed <a href=\"https:\/\/northern.finance\/captrader-erfahrungen\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CapTrader experience report<\/a>!<\/p>\n\n\n\n<div class=\"wp-block-group banner-bild\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><a id=\"brxe-jqmpvn\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s banner-bild\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"A person is holding a smartphone on which a trading app is displayed; the text highlights the app&#039;s functions and a yellow button reads &quot;Open account&quot;.\" id=\"brxe-tywkpc\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN.jpg 1500w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN-300x100.jpg 300w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN-1024x341.jpg 1024w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN-768x256.jpg 768w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_horizontal-App_EN-18x6.jpg 18w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/a><a id=\"brxe-uzfmqg\" href=\"https:\/\/www.captrader.com\/en\/depot-eroeffnen\/\" class=\"brxe-block margin-bottom-s\"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"700\" src=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_App_EN.jpg\" class=\"brxe-image css-filter size-full\" alt=\"Person holding a smartphone on which a trading app is displayed; the text lists functions of an investment platform and contains a button labeled &quot;Open account&quot;.\" id=\"brxe-xgbidm\" srcset=\"https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_App_EN.jpg 350w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_App_EN-150x300.jpg 150w, https:\/\/www.captrader.com\/wp-content\/uploads\/2026\/01\/CapTrader_Werbebanner_vertikal_App_EN-6x12.jpg 6w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion: Open a custody account - simple and inexpensive<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fortunately, the days of expensive custody accounts at house banks and transactions initiated by telephone, which cost us a large proportion of our returns, are over. Today we can <strong>open a custody account in just a few minutes,<\/strong> with capital and invest and trade from the comfort of your own home.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also the <strong>The choice of possible brokers today is enormous. <\/strong>Although traditional banks are still available, their high costs make them barely competitive. The modern <strong>Online brokers offer the most favorable conditions <\/strong>and often <strong>significantly greater user-friendliness.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to open a custody account, you should <strong>first clarify which products you want to invest in<\/strong>. The selection of shares, ETFs, bonds and derivatives varies greatly: some brokers, for example, have fewer than 1,000 shares on offer, while providers such as CapTrader have over a million!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are interested in an individual custody account instead of a <a href=\"https:\/\/www.captrader.com\/en\/account-types\/\">Family custody account or a company account <\/a>you should check whether these are available from a broker at all. Unfortunately, many providers do not offer these account types as they involve additional legal and organizational effort. We at CapTrader naturally offer these different account types.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once you have ensured that a provider offers your desired account types and assets, a <strong>Analysis of costs <\/strong>follow. Pay attention to <strong>also for hidden additional fees<\/strong> or - particularly unpleasant - percentage deductions from their trades! In addition to the mark-ups, the <strong>Number of available trading venues <\/strong>is also an important aspect. Finally, you should also check, <strong>which order types a broker offers. <\/strong>A small selection can severely limit your options and even eat into your returns!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>The actual registration is then usually completed quickly. <\/strong>To open a securities account, you need to provide some basic information such as your personal details, address and, in most cases, your tax number. This is because brokers are obliged to provide the relevant information to the tax authorities. Your identity will also be confirmed, which is also possible from the comfort of your own home with top-class providers.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You'll be ready to go in no time at all: <strong>The securities account is opened and you can start trading. <\/strong>Since you don't have to stick with a broker that doesn't offer you the right choice, for example, the pressure when selecting a provider is rather low.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you would like to know more about trading, we recommend the following blog posts:<a href=\"https:\/\/www.captrader.com\/en\/blog\/ai-trading\/\" data-type=\"blog\" data-id=\"46281\"> AI Trading<\/a> and the <a href=\"https:\/\/www.captrader.com\/en\/blog\/best-trading-app\/\" data-type=\"blog\" data-id=\"49722\">beste Trading App<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Wer vom Handel mit Aktien, ETF, Fonds oder Anleihen profitieren m\u00f6chte, ben\u00f6tigt daf\u00fcr zwingend ein Wertpapierdepot. Wenn auch Sie Ihre Finanzen in die Hand nehmen und ein Depot er\u00f6ffnen wollen, gibt es einiges zu beachten: Konditionen, Kosten, Regulierungen, Steuer und jede Menge Fachbegriffe und Gesetzestexte k\u00f6nnen schnell \u00fcberfordern. Wir haben daher alles Wichtige zum Thema [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":46170,"menu_order":0,"template":"","blog-kategorie":[835],"class_list":["post-46166","blog","type-blog","status-publish","has-post-thumbnail","hentry","blog-kategorie-trading"],"acf":{"blog_summary":"","blog_faq_schalter":"ja","faq_uberschrift":"FAQ - H\u00e4ufig gestellte Fragen zur Depoter\u00f6ffnung","blog_faq_loop":[{"blog_faq_question":"Was kostet es, ein Depot zu er\u00f6ffnen?","blog_faq_answer":"F\u00fcr ein Depot wird heute \u2013 mit einigen wenigen Ausnahmen \u2013 keine Geb\u00fchr mehr f\u00e4llig. Die Depoter\u00f6ffnung ist also kostenlos. Lediglich f\u00fcr den Handel k\u00f6nnen im Anschluss Kosten erhoben werden, die sich je nach Anbieter unterscheiden."},{"blog_faq_question":"Wo soll ich ein Depot er\u00f6ffnen? ","blog_faq_answer":"Pr\u00fcfen Sie zuerst, ob der Broker die Anlageprodukte, in die Sie investieren m\u00f6chten, \u00fcberhaupt anbietet. Vergleichen Sie dann Kosten, Auswahl an Handelspl\u00e4tze und Ordertypen.\u00a0<a href=\"https:\/\/www.captrader.com\/depot-eroeffnen\/\" target=\"_blank\" rel=\"noreferrer noopener\">Er\u00f6ffnen Sie Ihr Depot beim Broker<\/a>, der insgesamt die beste Figur macht."},{"blog_faq_question":"Wie teuer darf ein Depot sein?","blog_faq_answer":"Das Erheben einer Depotgeb\u00fchr f\u00fcr Privatanleger ist nicht mehr zeitgem\u00e4\u00df. Broker, die f\u00fcr ein Depot Kosten verlangen, sind mit hoher Wahrscheinlichkeit auch in anderer Hinsicht in der Vergangenheit stecken geblieben. Sie sollten sich stattdessen f\u00fcr einen der vielen, modernen Broker ohne Depotgeb\u00fchr entscheiden."},{"blog_faq_question":"Ist mein Depot sicher?","blog_faq_answer":"Ihre Bareinlagen sind durch die Einlagensicherung Ihres Brokers bis zu einem Betrag von 100.000 Euro gesch\u00fctzt. Aktien und andere Wertpapiere werden au\u00dferdem gesondert aufbewahrt und sind so vor einer Broker-Insolvenz sicher."},{"blog_faq_question":"Worauf sollte ich bei der Depot-Er\u00f6ffnung achten?","blog_faq_answer":"Stellen Sie zuerst sicher, dass Ihr Broker eine gro\u00dfe Auswahl an Anlageprodukten bietet, in die Sie investieren wollen. Pr\u00fcfen Sie au\u00dferdem die Kosten und die verf\u00fcgbaren Handelspl\u00e4tze und Ordertypen. Achten Sie auch auf den Gesamteindruck des Brokers \u2013 Informationen sollten auf der Webseite leicht zu finden sein."}]},"_links":{"self":[{"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/blog\/46166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/users\/20"}],"version-history":[{"count":3,"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/blog\/46166\/revisions"}],"predecessor-version":[{"id":66000,"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/blog\/46166\/revisions\/66000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/media\/46170"}],"wp:attachment":[{"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/media?parent=46166"}],"wp:term":[{"taxonomy":"blog-kategorie","embeddable":true,"href":"https:\/\/www.captrader.com\/en\/wp-json\/wp\/v2\/blog-kategorie?post=46166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}