Wie wirklich jeder entspannt reich werden kann by Jessica Schwarzer is the perfect guide for all those people who fervently disagree with this statement or are still hesitant for other reasons. The bestselling author dispels 15 of the most common excuses that prevent us from taking our finances into our own hands, investing in the stock market and making provisions for our old age.
In her usual charming manner, the long-standing stock market expert of the Handelsblatt clears up "No time, no money and no idea". According to her book, there should be an end to all the excuses and prejudices surrounding the topics of finance, asset accumulation and retirement provision. As in her previous books, however, she does not just bluntly state her own opinion, but backs up her statements with studies and sources and guides readers through the entire entry process of dealing with finances on their own responsibility on the basis of the excuses.
We start by taking stock of the situation, work our way through risk protection and finally shape our own financial future. Always included are small checklists and marginal notes on certain topics, the execution of which would go beyond the scope. In line with the chapters, she also discusses well-known products and asset classes in order to provide an assessment of their benefits, effects and risks.
Jessica Schwarzer thus helps to bring order into one's own finances, to optimize long-term asset accumulation and thus to be able to provide for old age. "We can all optimize our finances. More is actually always possible, better anyway. And it's not that difficult. I promise." Jessica Schwarzer
"Really anyone can become rich in a relaxed way? Admittedly, that's a bit of an exaggeration. [...] Of course I know that not everyone can get rich. We can certainly become rich in terms of experience, but in terms of bank balance? That's not so easy. If you only have a small amount of starting capital or an average-paying job, you won't be able to build up a fortune worth millions so easily. But that's not really the point. Our goal shouldn't be wealth, but financial freedom: a little more leeway, a relaxed view of the current account, looking forward to old age instead of fearing poverty in old age."
Jessica Schwarzer
If you're in the financial bubble, you might be wondering why we need another book for beginners. But even today, many people are still reluctant or not at all concerned with the topic and this is exactly who we need to reach. Some people find it stressful to face up to it and sometimes have better and sometimes worse excuses. But there are also prejudices, "which are still passed down from generation to generation almost like a mantra." Politicians don't necessarily contribute meaningful guest articles on the subject either. However, the author continues to reach people in different ways who can benefit from her expertise and charming manner and even one or two financial experts will be able to learn a lot from Jessica Schwarzer.
"With this book, I want to give you food for thought, help you to rethink your attitude towards money and, above all, investments. In modern parlance, I would like to help you develop a new money mindset. We need to rethink all the blockages, beliefs and behavioral patterns that we have acquired over the course of our lives - also as a result of family influences. Our money mindset is the lens through which we view money, finances, rich people and our economic system."
Jessica Schwarzer
In her open and engaging manner, she does not put readers under unnecessary pressure. After all, "not everyone has to become a passionate shareholder, even if I am convinced that you can't do without shares altogether. But it is important that you know the advantages and disadvantages of individual asset classes. That you know how opportunity and risk are interrelated, what returns you can expect and which investments you should not forego."
Jessica Schwarzer
In this book, she is first and foremost concerned with getting people started building wealth in the first place, rethinking their protection and costs, and setting themselves up solidly for the future. It is not a book for the "how do I get rich quick" faction, but rather an authentic and sound guide for all those people who are looking for calm and sympathetic support.
Once again a very good book by my favorite author, who covers a broad spectrum of beginner mistakes, obstacles and construction sites and thus once again does a great job of promoting more responsible handling of one's own money.